Residential Mortgage REITs
What Are Residential Mortgage REITs? Residential Mortgage Real Estate Investment Trusts (REITs) invest in residential mortgage loans, including those backed by single-family homes and multi-family properties. These REITs generate income by collecting interest from mortgage loans and buying mortgage-backed securities.
Why Invest? Residential Mortgage REITs offer high dividend yields and income potential due to the interest payments from residential loans. As the housing market remains robust, these REITs provide investors with exposure to the mortgage industry while benefiting from stable cash flow and long-term growth potential.
Challenges & Outlook Residential Mortgage REITs face risks such as interest rate fluctuations, housing market downturns, and regulatory changes. However, with the ongoing demand for housing and a steady mortgage market, these REITs are positioned for growth, offering a reliable income stream and diversification within a real estate portfolio.
Residential Mortgage REITs
Updated Nov 10, 2026, 3:00 AM ET
- REITs
- 19
- Combined Mkt Cap
- $42.7B
- Snapshot Avg Yield
- 19.09%
The snapshot average uses 18 reported yields with equal weight, including zero yields and excluding missing values. Individual company data may update after this snapshot.
| Company | Ticker | Market Cap | Dividend Yield | P/FFO | 3Yr Total Return |
|---|---|---|---|---|---|
| Annaly Capital | NLY | $14.9B | 15.83% | 6.1x | +19.0% |
| AGNC Investment | AGNC | $11.4B | 16.13% | 5.8x | +18.6% |
| Rithm Capital | RITM | $5.27B | 10.59% | 4.0x | +8.9% |
| Dynex Capital | DX | $2.81B | 18.87% | 7.5x | +15.9% |
| ARMOUR Residential | ARR | $1.90B | 22.55% | 4.4x | +9.4% |
| Ellington Financial | EFC | $1.50B | 13.68% | 5.5x | +10.4% |
| Orchid Island Capital | ORC | $0.97B | 23.95% | 7.5x | +9.0% |
| PennyMac Mortgage | PMT | $0.70B | 20.00% | 7.5x | -4.0% |
| MFA Financial | MFA | $0.63B | 22.93% | 5.9x | +0.1% |
| Chimera Investment | CIM | $0.61B | 24.73% | 3.7x | -9.5% |
| Invesco Mortgage | IVR | $0.59B | 26.42% | 2.8x | +9.1% |
| Adams Mortgage (NYMT) | ADAM | $0.51B | 21.09% | 4.8x | +1.6% |
| Redwood Trust | RWT | $0.36B | 23.23% | 3.5x | -11.9% |
| Angel Oak Mortgage | AOMR | $0.15B | 20.51% | 5.3x | -0.6% |
| TPG Mortgage (AG) | MITT | $0.15B | 21.05% | 4.6x | +7.5% |
| RIthm Property Trust | RPT | $0.09B | 12.46% | 40.0x | -15.8% |
| Cherry Hill Mortgage | CHMI | $0.09B | 17.02% | 4.1x | +3.9% |
| Manhattan Bridge | LOAN | $0.04B | 12.57% | 8.0x | -1.4% |
| Two Harbors | TWO | Not reported | Not reported | Not reported | Not reported |
Frequently Asked Questions
How many Residential Mortgage REITs are tracked here?
Hoya Capital's Residential Mortgage REITs table contains 19 companies classified in this sector in its company database. This is the number of tracked records, not a count of every business in the industry or a recommendation to purchase any security.
What is the average dividend yield for Residential Mortgage REITs?
The simple average dividend yield for the tracked Residential Mortgage REITs is 19.09%, using 18 reported yields. Each reported yield receives equal weight, including zero yields; missing values are excluded. This calculation describes the company table and is not a forecast of future distributions.
What is the median dividend yield for Residential Mortgage REITs?
The median reported dividend yield for Residential Mortgage REITs is 20.26% across 18 companies. The median is the middle observation after sorting yields, or the average of the two middle observations when the count is even. Missing yields are excluded.
Which tracked company is largest in Residential Mortgage REITs by market capitalization?
Annaly Capital (NLY) has the largest reported market capitalization in the Residential Mortgage REITs table, at $14.93 billion. Market capitalization measures equity market value, not property value or investment quality. The comparison covers only tracked companies with a reported value.